Author: Aaron Helmbrecht

January 9, 2020 Aaron Helmbrecht

Americans planning for retirement today face more individual responsibility and risk for their retirement incomes than prior generations experienced, partly due to the decline of traditional defined benefit pension plans that paid monthly benefits.

January 9, 2020 Aaron Helmbrecht

Medicare has played a vital role in providing health care benefits to nearly all Americans age 65 and older. The program, however, faces long-term sustainability challenges.

January 9, 2020 Aaron Helmbrecht

Social Security is the most significant public program for retirement security in the United States. Ninety percent of Americans who are 65 and older receive benefits from the program, which provides an average of nearly 40 percent of their income. Social Security provides at least 90 percent of income for one in four seniors.